12/31/2022 0 Comments Pdf kotler buku e15 indonesia![]() ![]() Therefore, esham has the potential in facing the crisis. Esham funds to the real sector in turn will help the government drive the economy as well as control prices in the market for goods and services. To deal with a crisis, esham may intervene in the economy. ![]() As the origin of sukuk, esham has simpler structure so that can be used as an alternative to sukuk with a lower cost. Esham served as a better choice than looking for foreign debt. Esham has mobilized low-cost funds from the public in a relatively concise time. This paper tries to describe the historical experience of the esham, one of the fiscal instruments in the Islamic world that helped the Ottoman Empire overcome the crisis. The difference is the crisis that occurred at the time because of losing the war. Given that time the power of Islam mastered many areas of the world, it can be assumed that the crisis that occurred in the past was a global crisis as it is happening today. ![]() During the heyday of Islam, Muslims also faced crises. This makes world leaders have to work hard and smartly in managing state budgets. The aim is not oriented for commercial financing to the people who are the target of financial inclusion, but as social financing for empowering them to reach a better living standard. Overall, this chapter has a mission to invite the public to be involved in financial inclusion as a form of shared social responsibility through digital financial inclusion. Therefore, by using Indonesia as a case study, this chapter describes P2P lending and philanthropy platform by focusing on three issues: (1) entry barriers (2) developing digital financial inclusion ecosystems and (3) social and economic impacts. Indonesia represents a major global economy in Asia, where financial inclusion works and the digital economy has begun to arise and has become the most generous country through Islamic philanthropy. ![]() As the third-largest population in Asia and Southeast Asia’s biggest economy, Indonesia has remarkable untapped financial technology prospects in P2P lending and philanthropy platforms. Peer-to-peer (P2P) lending and philanthropy platforms become a new face of digital financial inclusion in Asia. Digitalization now brings digital financial inclusion. In Asia, many countries are engaging financial inclusion as a strategy to reach inclusive growth. Financial inclusion becomes a global agenda to achieve sustainable development goals (SDGs). ![]()
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